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Free tools. Run your numbers.
The same math I run in my own businesses. Plus where I'd start if you want to learn AI for free. Nothing you type leaves your browser.
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The same math I run in my own businesses and my own life. Pick one. Nothing you type leaves your browser.
- Hours lost a year 6,250
- That's full-time people doing nothing but searching 3.0
- Get back even half $125,000
Estimate. Based on 50 working weeks and 2,080 hours per full-time person. Your numbers will be different.
- Per year $211,200
- Over 3 years $633,600
- Per question on your own machine $0
Estimate, not a quote. About 40,000 tokens in and 8,000 out per task at cloud list prices, 22 working days a month. Caching and volume deals can lower a cloud bill. At low volume the cloud is cheaper, and if that's you, I'll tell you.
- You put in $0
- Growth did the rest $0
- After tax, if you hold and pay when you sell $0
- After tax, if your gains get taxed every year $0
- Holding instead of trading keeps you $0
- You hit $1 million at age —
- Cost of waiting 5 years to start $0
Estimate. Compounded monthly, before fees and inflation. The big number is before tax. The tax rows use one flat rate on your gains and leave out state tax, so check the real numbers with your CPA. Not financial or tax advice.
Run your house like a business. Top half is your monthly profit and loss. Bottom half is your balance sheet. Round numbers are fine.
- You keep this much of every dollar 0%
- Months you could live on your cash 0
You turn into the average of the five people you spend the most time with. Rate yourself first, then rate them. Physical, financial and spiritual, 1 to 10. Be straight with yourself.
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Learn AI for free
Anthropic, the company that makes Claude, has free courses. No coding, and you get a certificate when you finish. Here's where I'd start.
- AI Fluency for Small BusinessesStart here if you run a company.
- Claude 101Using AI for everyday work.
- AI Fluency: Framework and FoundationsHow to work with AI the right way, for anyone.
- AI Capabilities and LimitationsWhat AI is good at and where it messes up.